From $5,000 To $5 Million — Working Capital, Revolving Lines, And Term Funding Designed For Growing Companies. Transparent Pricing, Same-Day Deposits, No Hidden Fees.
Trusted By Businesses Across
Funding Products
Seven Flexible Products, One Simple Application. We Match You To The Structure That Fits Your Cash Flow — Not The Other Way Around.
Fast Cash For Day-To-Day Operations — Payroll, Inventory, Unexpected Expenses. Funds Can Hit Your Account The Same Day.
A Flexible Line You Can Draw From As Needed. Pay Interest Only On What You Use, Not The Full Limit.
Larger, Longer-Term Capital For Expansion, Equipment, Acquisitions, Or Build-Outs. Structured Around Your Cash Flow.
Finance The Machines, Vehicles, Or Tools That Keep Your Business Moving — With The Equipment Itself As Collateral.
Turn Outstanding Invoices Into Same-Day Cash. We Advance Up To 90% Of Receivables, You Stay Focused On Growth.
Government-Backed Financing With The Lowest Rates And Longest Terms. We Handle The Paperwork End-To-End.
Funding Paid Back As A Small Percentage Of Your Daily Card Sales. No Fixed Payments, No Collateral.
Fast Cash For Day-To-Day Operations — Payroll, Inventory, Unexpected Expenses. Funds Can Hit Your Account The Same Day.
A Flexible Line You Can Draw From As Needed. Pay Interest Only On What You Use, Not The Full Limit.
Larger, Longer-Term Capital For Expansion, Equipment, Acquisitions, Or Build-Outs. Structured Around Your Cash Flow.
Finance The Machines, Vehicles, Or Tools That Keep Your Business Moving — With The Equipment Itself As Collateral.
Turn Outstanding Invoices Into Same-Day Cash. We Advance Up To 90% Of Receivables, You Stay Focused On Growth.
Government-Backed Financing With The Lowest Rates And Longest Terms. We Handle The Paperwork End-To-End.
Funding Paid Back As A Small Percentage Of Your Daily Card Sales. No Fixed Payments, No Collateral.
Hover To Pause · Every Product Ships With Soft-Pull Pre-Qualification
How It Works
Share A Few Basics About Your Business — No Tax Returns Required To Start. Soft Credit Pull Only.
Our Underwriting Engine Matches You To The Best-Fit Product And Returns A Transparent, Itemized Offer.
Accept Digitally And Receive Funds — Often The Same Day. No Hidden Fees, No Prepayment Penalties.
About Selective Capital
We Started Selective Capital In 2015 Because Small And Mid-Sized Businesses Deserve Better Than A 6-Week Bank Process. Today We've Deployed Over $5 Billion In Capital To More Than 20,000 Companies — From Family-Owned Restaurants To National Logistics Fleets.
Our Approach Is Simple: Fast, Flexible, And Fair. We Evaluate Businesses On Real Cash Flow, Not Outdated Credit Scores Alone — So More Good Businesses Get The Funding They Deserve.
Talk To Our TeamClear Pricing, Itemized Fees, And No Fine-Print Surprises. What You See In The Offer Is What You Pay.
We Invest In Relationships — Most Of Our Customers Come Back For A Second Round Of Funding.
Our Engine Reads Your Real Cash Flow — So Decisions Are Fast, Fair, And Based On What Actually Matters.
256-Bit Encryption, SOC 2 Controls, And Read-Only Bank Links. Your Data Stays Yours.
Leadership
A Small, Senior Team With Deep Roots In Lending, Underwriting, And Product — All Obsessed With Making Business Capital Feel Effortless.
With Over 20 Years In Financial Services, Eric Leads Our Vision Of Making Business Financing Accessible To All.
Ariana Brings Extensive Expertise In Corporate Finance And Risk Management, Ensuring Sustainable Growth For Our Clients.
Jonathan Specializes In Building Strategic Partnerships And Expanding Our Reach To Serve More Businesses Nationwide.
Jennifer Ensures Every Client Receives Personalized Attention And Support Throughout Their Financing Journey.
Merchant Upload Portal
Already Applied? Speed Up Your Approval By Uploading Your Statements Directly To Your Underwriter. No Email Attachments, No Faxes — Just A Secure Link.
Upload The Last Three To Six Months Of Business Bank Statements — PDFs Or Screenshots, We Handle The Rest.
Every File Is Encrypted In Transit And At Rest. Only Your Assigned Underwriter Can Open Them.
Most Files Are Reviewed And Acknowledged The Same Business Hour They're Uploaded.
Get Funded
Tell Us A Bit About Your Business And We'll Return A Personalized Offer — Usually Within A Few Hours. No Obligation, Soft Pull Only.